Top of the News HerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeautyWeird Types Of Massage Not Everyone Dares To TryHerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyWhat’s Your Zodiac Flower Sign?HerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeauty This sermon was delivered by Rev. Scott Wood, Senior Pastor of of Crescenta Valley Community ChurchÂ on Tuesday, December 24, 2013. Scott grew up in a pastorâ€™s home. They had their own problems, but he picked up a passion for spiritual things from his parents and found Jesus when he got a bit older. Through Him Scott’s love for people and the desire to see them experience all that God has planned for them has burned bright.In 1977 Scott’s life changed by meeting Kathe Bedell, who fortunately grew to love him as much as he love her. They will celebrate their 37th anniversary this December.Crescenta Valley Community Church, 4001 La Crescenta Avenue, La Crescenta, (818) 249-5805 or visitÂ www.cvchurch.com. Make a comment Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Sermons and Lessons Video: Anticipation Delivered by REV. SCOTT WOOD, CRESCENTA VALLEY COMMUNITY CHURCH Published on Thursday, January 2, 2014 | 12:44 pm Subscribe Name (required) Mail (required) (not be published) Website Your email address will not be published. Required fields are marked * EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday First Heatwave Expected Next Week More Cool Stuff Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Community News 7 recommended0 commentsShareShareTweetSharePin it Business News
Your email address will not be published. Required fields are marked * 9 recommended0 commentsShareShareTweetSharePin it Community News First Heatwave Expected Next Week Business News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Name (required) Mail (required) (not be published) Website More Cool Stuff Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Herbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeautyIs It Normal To Date Your BFF’s Ex?HerbeautyHerbeautyHerbeautyStop Eating Read Meat (Before It’s Too Late)HerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeauty Top of the News Design Jacobs Ranks High on Building Design + Construction 2014 Giants List Wins Top Spot in Multiple Categories From STAFF REPORTS Published on Tuesday, August 5, 2014 | 12:03 pm Jacobs Engineering Group Inc. announced today that it earned the #1 spot in several categories on the Building Design + Construction (BD+C) 2014 Giants Survey; which ranks the worldâ€™s top architecture, engineering and construction firms by revenue.Jacobs ranks first this year in the engineering/architecture, construction management, and Building Information Modeling (BIM) categories; and is listed as the #1 engineering firm in the retail, reconstruction, and air terminal sectors.In addition, the report names Jacobs as the #2 engineering firm in the healthcare, data center, university, and office sectors; and #3 in the K-12 sector. Jacobs also ranked in the top 10 in numerous other categories as well. For the complete report, visit BD+C Magazineâ€™s website.Upon making the announcement, Jacobs Group Vice President Tom McDuffie stated, â€œOur companyâ€™s consistent growth â€“ both organically and through strategic acquisitions â€“ constantly expands our capabilities and enables us to offer fully integrated services and innovation for a broad range of clients and project types worldwide. These rankings on BD+Câ€™s 2014 Giants list reflect our robust business, and our focus on working closely with clients to create buildings with exceptional value and performance.â€Jacobs is one of the world’s largest and most diverse providers of technical professional and construction services. The companyâ€™s integrated and collaborative teams have the ability to deliver a wide range of services to public and private sector clients worldwide throughout the entire life cycle of their projects. Make a comment Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Subscribe faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Community News
Home / Daily Dose / Mortgage Delinquency Rate Declines for 12th Straight Quarter Delinquent Mortgages Mortgage Delinquency Rate TransUnion 2015-02-18 Brian Honea Sign up for DS News Daily Related Articles The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. The Week Ahead: Nearing the Forbearance Exit 2 days ago Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Delinquent Mortgages Mortgage Delinquency Rate TransUnion Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The nation’s mortgage delinquency rate for loans 60 days or more overdue continued its steady decline in the fourth quarter of 2014, falling to 3.29 percent – representing a 14 percent drop from the same quarter in 2013 (3.84 percent), according to TransUnion’s latest mortgage report released Wednesday.Q4 was the 12th straight quarter in which the mortgage delinquency rate declined, according to TransUnion.”The mortgage delinquency rate continues to be well controlled as it slowly recedes to pre-recession levels, driven primarily by the ongoing clearance of the foreclosure backlog. More recent vintages have been performing exceptionally well,” said Ezra Becker, vice president of research and consulting in TransUnion’s financial services business unit. “A bigger story this past quarter is the continued rise in mortgage balances. Much of this gain can be attributed to those consumers who took advantage of a low interest rate environment to purchase homes with jumbo mortgage loans. The share of these loans amongst all mortgage originations increased by 8% in Q3 2014 from 6.8% in Q3 2013 and 5.8% in Q3 2012.”Miami experienced the largest year-over-year decline in delinquency rate among metro areas with a drop from 10.4 percent in Q4 2013 down to 7.18 percent in Q4 2014 (a decline of 30.9 percent). Two more major metro areas that experienced year-over-year double digit declines in delinquency rate in Q4 were Los Angeles (from 3.06 percent to 2.4 percent, a 21.5 percent decline) and Boston (from 3.08 percent down to 2.69 percent, a decline of 12.8 percent).”These are significant data points, because they show that mortgage delinquency rates continue to drop across the country—both in those markets with elevated delinquencies and in those that have already experienced major drops,” Becker said.The age group that saw the largest year-over-year decline in mortgage delinquency rate in Q4 was the age 30 and under group, which saw a 2.92 percent rate in Q4 2013 fall down to 2.21 percent in Q4 2014, a drop of 24.3 percent. But while delinquency rates dropped year-over-year for all age groups, debt levels increased. The under-30 group of consumers saw a the largest debt-to-borrower increase, from $149,778 in Q4 2013 up to $151,692 in Q4 2014, according to TransUnion.There were 53.2 million mortgage accounts nationwide as of the end of Q4 2014, according to TransUnion – a slight increase from 52.9 million in the same quarter in 2013. However, Q4 2014’s total was more than six million fewer than the same quarter in 2009 (59.6 million). Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Market Studies, News Mortgage Delinquency Rate Declines for 12th Straight Quarter Demand Propels Home Prices Upward 2 days ago Subscribe Previous: Bank of America Provides Nearly $9 Million in Consumer Relief Toward Settlement Obligation Next: Freddie Mac to Announce Q4, Full Year 2014 Financial Results Thursday Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save About Author: Brian Honea February 18, 2015 1,200 Views
Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago climate change flooding Zillow 2019-08-13 Seth Welborn in Daily Dose, Featured, Loss Mitigation, News Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Home / Daily Dose / Homeowners Bracing for Climate Change Subscribe Previous: Hurricane Barry’s $300M Cost to Insurers Next: Stocks Fall, Yield Curve Inverts as Recession Fears Grow Sign up for DS News Daily Homeowners Bracing for Climate Change Half of residents in major U.S. metro areas believe climate change will affect their homes or communities within their lifetime, according to a new report from Zillow. The Zillow Housing Housing Aspirations Report reveals that young adults and people who live in coastal metros are the most likely to anticipate their lives will be impacted by climate change.The report states that around 62% of people ages 18 to 34 say their homes or communities will be affected either “somewhat” or “a great deal” in their lifetimes, compared with 51% of people ages 35 to 54, and only 39% of those 55 and older.By city, Miami (61%), San Jose (59%) and Los Angeles (57%) were most likely to anticipate climate change impact, compared to St. Louis (40%), Detroit (43%) and Philadelphia (44%).”This survey confirms that millions of Americans are sensitive to the risks associated with climate change and believe they will face them in their lifetimes,” said Skylar Olsen, Director of Economic Research at Zillow. “Young adults are much more likely to recognize the reality of climate change-related risks to their homes and communities. Every month new evidence is brought to light about the risks ranging from rising temperatures to more frequent floods to wildfires, and people are hearing the message. Even across age groups and political lines, there is at least consensus that when you are in a hole the first step is to stop digging, in this case by not continuing to build new homes in high-risk areas.”A previous analysis from Zillow found that more than 800,000 existing homes worth $451 billion will be at risk in a 10-year flood by 2050. Additionally, there are around a half million homes in California at risk from wildfires.Zillow also surveyed residents on what solutions they would like to see. Of those surveyed, 71% would support new laws to prevent developers from building in high-risk areas that are prone to natural disasters. Additionally, 62% support making structural improvements to homes to mitigate damage, while 59% would support the adoption of new policies that require homeowners in high-risk areas to buy disaster insurance. August 13, 2019 1,557 Views Demand Propels Home Prices Upward 2 days ago About Author: Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: climate change flooding Zillow
Related posts:No related photos. Previous Article Next Article Pension rights cost disputedOn 1 Jun 2000 in Personnel Today Claims that the European ruling on the part-timers’ pensions test case willcost British employers many billions of pounds are “simplescaremongering”, according to benefits consultancy William M Mercer. Figures of between £10bn and £17bn have been quoted in the wake of theEuropean Court’s decision in Preston and Fletcher v Wolverhampton BoroughCouncil and Midland Bank. It said limiting the backdating of part-timers’entitlement to pension rights to two years was unlawful, opening the way forclaims to be dated all the way back to 1976. But the cost to industry is likely to be closer to £100m, said DavidMarshland, William M Mercer’s employment law specialist. This is because theECJ has upheld the six-month limit for bringing claims after leavingemployment. Also, the House of Lords might yet apply the general limitationperiod in British contract law of six years. Further factors are likely to hinder the ability of part-timers to bringclaims, Marshland said. “Probably only a quarter [of Britain’s six million part-timers] staywith the same employer for more than two years – the minimum period usuallyneeded to qualify for preserved benefits,” Marshland said. An added complication is that claimants must find an equivalent full-timerof the opposite sex, and many part-timers work in jobs where there are noequivalent full-timers. Claimants must also be prepared to pay their share ofback-dated pension contributions. Other advisers have, however, put the potential cost much higher, partlybecause the cases have trade union backing which may help claimants meet thecost of their own contributions. “Also, nearly a quarter of all UK pension schemes are non-contributory,so backdated membership would be free.” Comments are closed.
SIGN UP Horse Sport Enews More from News:MARS Bromont CCI Announces Requirements For US-Based RidersThe first set of requirements to allow American athletes and support teams to enter Canada for the June 2-6 competition have been released.Canadian Eventer Jessica Phoenix Reaches the 100 CCI4*-S MarkPhoenix achieved the milestone while riding Pavarotti at the inaugural 2021 CCI4*-S at the Land Rover Kentucky Three-Day Event.Tribunal Satisfied That Kocher Made Prolonged Use of Electric SpursAs well as horse abuse, the US rider is found to have brought the sport into disrepute and committed criminal acts under Swiss law.Washington International Horse Show Returns to TryonTIEC will again provide the venue for the WIHS Oct. 26-31 with a full schedule of hunter, jumper and equitation classes. Email* Subscribe to the Horse Sport newsletter and get an exclusive bonus digital edition! We’ll send you our regular newsletter and include you in our monthly giveaways. PLUS, you’ll receive our exclusive Rider Fitness digital edition with 15 exercises for more effective riding. Equestrian Canada (EC) is pleased to announce the athletes who will represent the red and white in the CDIO 3* and CDIO-U25 Nations Cup, taking place March 16-21, 2021, during the 10th week of the Adequan Global Dressage Festival (AGDF) in Wellington, FL.Both veteran and up-and-coming Canadian athletes will compete against elite dressage athletes from around the world in a unique, team-based setting. The Canadian Dressage Team for the FEI Nations Cup CDIO 3* will be: The CDIO-U25 Nations Cup will also be featured at AGDF 10, providing athletes under the age of 25 with the opportunity to gain valuable experience in the team format. Team Canada will be composed of the following youth riders:Denielle Gallagher-Lagriffon, a Canadian residing in Loxahatchee, FL, will be Chef d’Équipe for both Canada’s senior and youth athletes.For more information on AGDF 10 and the Nations Cup, visit https://gdf.coth.com. Tags: Canadian Dressage Team, Adequan Global Dressage Festival, CDIO-U25 Nations Cup, FEI Nations Cup CDIO 3*,
In 2019,U.S. News & World Report Top Public Schools ranked UF as No.7in the top-10 rankings of national public universities .Forbes alsoranked UF as No.6 among “America’s Best Employers” for publicuniversities .UF’s hospital—UF Health Shands—was also ranked as one of thenation’s and region’s top hospital for geriatrics byUSNewsHealth . The UF College of Medicine Department of Aging and GeriatricResearch, Geriatric Medicine Division is seeking candidates for theposition of Clinical Assistant/Associate/Full Professor. This is afull time, non-tenure track position. The duties will includeclinical effort, and the possibilities for leadership andconsultation services in various clinical venues available in theGeriatric Medicine Division. This physician will also participatein educational activities, which will be included in the clinicaleducation. The incumbent may have the opportunity to assist insupporting the clinical research effort with the duties to supportclinical studies to be determined as available. Clinical educationtime will be allocated via the clinical effort and includesresidents and geriatric fellows. The total effort will be 60%clinical (which includes clinical education) and 40% serviceMinimum qualifications: MD/DO degree and GeriatricFellowship completed. Board certified as geriatrician, or eligible.Eligible for obtaining the Florida Medical License.The University of Florida is located in the city of Gainesville, avibrant and diverse mid-size community in North Central Florida,which enjoys outstanding cultural and recreational amenities,family attractions, excellent schools, a moderate climate andfavorable cost of living.The state’s oldest, largest and most comprehensive university, theUniversity of Florida is among the nation’s most academically richpublic universities. Florida has a long history of establishedprograms in international education, research and service, and isone of only a few public land-grant universities that belong to theAssociation of American Universities. UF offers more than 100undergraduate majors, combined bachelor’s/master’s degree programsin 65 departments and more than 200 graduate degree programs. A faculty of over 4,300 guides approximately 50,000 studentsenrolled in professional, graduate and undergraduate programs.Outstanding students, faculty, programs, facilities and scholarshipopportunities have made UF one of the nation’s best universities,public or private.The successful candidate will join a dedicated and passionatecommunity of Geriatricians and researchers at the Institute onAging whose primary mission is to improve the health, independenceand quality of life of older adults by means of interdisciplinaryteams in the areas of research, education and health care (website:http://aging.ufl.edu ; Twitterhandle: @UFAging and#UFAging). Our strengths in the field of aging patient care and researchare nationally and internationally recognized as demonstrated bymultiple NIH awards and excellent ratings. The departmentrepresents a truly multi-disciplinary approach that is organizedinto the Geriatric Medicine Division, Biology of Aging Division,Clinical Research Division, and now the Division of Epidemiologyand Data science in Gerontology. There are approximately 24 facultymembers in addition to 45 staff members who work collaboratively toachieve this mission and have been awarded over $100 million inexternal funding over the past 5 years. It is also home to the UFThe Claude D. Pepper Older Americans Independence Center which isone of 14 centers of excellence funded by the National Institute onAging. The center is located a new contemporary building with thelatest in equipment and expertise in Geriatric Medicine,epidemiological, clinical, translational and technology research onaging. It is also closely aligned with the Clinical and Translational ScienceInstitute and the AlzheimersDisease Research Center that offer a myriad of clinical andresearch services and expertise.Additional information is available at www.aging.ufl.edu and www.ufl.edu . For questions about theposition and the application process, please email [email protected] .Minimum qualifications: MD/DO degree and Geriatric Fellowshipcompleted. Board certified as geriatrician, or eligible for boardcertification. Eligible for obtaining the Florida MedicalLicense.Please upload your CV and a minimum of 3 (three) letters ofrecommendation.This requisition has been reposted. Previous applicants are stillunder consideration and need not apply.Review of applications will begin on July 15th and will continueuntil a sufficient applicant pool has been established.The final candidate will be required to provide official transcriptto the hiring department upon hire. A transcript will not beconsidered “official” if a designation of “Issued to Student” isvisible. Degrees earned from an education institution outside ofthe United States are required to be evaluated by a professionalcredentialing service provider approved by National Association ofCredential Evaluation Services (NACES), which can be found athttp://www.naces.org/If an accommodation due to a disability is needed to apply for thisposition, please call 352-392-2477 or the Florida Relay System at800-955-8771 (TDD). Hiring is contingent upon eligibility to workin the US. Searches are conducted in accordance with Florida’sSunshine Law.#category=35The University of Florida is committed to non-discrimination withrespect to race, creed, color, religion, age, disability, sex,sexual orientation, gender identity and expression, marital status,national origin, political opinions or affiliations, geneticinformation and veteran status in all aspects of employmentincluding recruitment, hiring, promotions, transfers, discipline,terminations, wage and salary administration, benefits, andtraining.
Sunrise Bakery, which specialises in Caribbean bread products, has been ordered to pay £30,000 in fines and costs after bosses pleaded guilty to 22 hygiene offences.Environmental health officers made three visits to the bakery in Woodlands Street, Smethwick in October 2017. On the first they found mouse droppings on the floor near bread ovens, where ingredients were stored and where bread was cooled.Copeland Drummond, director of the bakery’s controlling company William Herman Ltd, was told a pest controller was needed to carry out urgent rodent treatment, but when officers visited again in February 2018, this had not happened.Other food hygiene breaches included failing to manage waste and store food properly, dirty premises and equipment, and failure to properly supervise or instruct staff on food safety procedures.Drummond and William Herman Ltd each admitted 22 offences of food safety and hygiene failings at Wolverhampton Crown Court.Recorder Nicholas Bacon QC described the offences as “very serious” and said they could have created “real difficulties” to consumers’ health. He fined the company £20,000 and ordered it to pay £10,000 costs, while Drummond was given a 12-month community order with 100 hours of unpaid work.Following the case, Sunrise Bakery managing director Errol Drummond told British Baker the business had worked closely with the council over the years.“We try to produce to the highest standards that we can and we have always done that,” he said. “We started over 50 years ago – this is our 53rd year – if we were a bad company we would not have survived for 53 years.”He explained that the rodent problem happened at a time when the bakery was changing pest controller, and that the business had made the council aware of this.Drummond said that, since changing pest controller, there had not been “a single sign of a mouse dropping”.“Since the case we have spoken to our customers,” he added. “They can see the systems we operate and they seem satisfied. A lot of our customers have supported us – anyone who wants to visit us can do so and see how we work.”Drummond added that all Sunrise bakery staff go through three-yearly food hygiene training and that its technical manager is qualified to degree level.Councilllor Farut Shaeen, cabinet member for living healthy lives at Sandwell Council, which prosecuted Sunrise Bakery, said the council took food hygiene matters extremely seriously. “We welcome this sentence, which, thanks to our environmental health and legal teams, was brought before the court. We hope it acts as a deterrent to other food businesses that do not manage their businesses in compliance with the law.”
MarchFourth will be releasing the vinyl version of their latest record, Magic Number, this Friday, March 3rd. The album, which constitutes the massive marching ensemble’s fourth release, was completely crowd-funded and released independently at the tail end of September last year. You can check out some footage of the making of the record below, courtesy of the band.However, that’s not all that MarchFourth has cookin’ up for fans. The vinyl record release coincides with their fourteenth anniversary, which they’ll celebrate with a giant party spanning two nights on Friday and Saturday at the Crystal Ballroom in Portland, Oregon. Following this celebration, MarchFourth will settle into their recently announced tour with Pimps of Joytime. You can download a track off of MarchFourth’s Magic Number and check out the band’s upcoming tour dates below or via the band’s website.[Photo Credit: Matt Adamik] MarchFourth 2017 Tour Dates2.28 Pink Garter – Jackson Hole, WY3.1 Top Hat – Missoula, MT3.2 Showbox – Seattle, WA3.3 Crystal Ballroom – Portland, OR3.4 Crystal Ballroom – Portland, OR (Matinee & evening show)*3.7 Hi-Fi Music Hall – Eugene, OR3.8 Arcata Theatre – Arcata, CA3.9 Miners Foundry Cultural Center – Nevada City, CA3.10 Crystal Bay Club and CasinoCrown Room – Crystal Bay, NV3.11 Fillmore – San Fran, CA3.12 Redding Veteran’s Memorial Hall – Redding CA*No Pimps of Joytime